Pursuing Homes Northern California Blog

Jan. 16, 2019

The Benefits of Buying vs. Renting

If you are considering purchasing a home, it is always a good idea to stop and consider the timing of your purchase. Is it really a good time to buy or should I rent until the market is better?

In the current market, you may very well pay less per month to own a home than rent one! Even better, the amount you may need to put down in rents/deposits to move in may be enough to cover a portion of your closing costs and down-payment to buy. 

In this case, the benefits of buying a home far outweigh the benefits of renting. Read our list of the top benefits of buying a home below:

1. You will have a fixed mortgage rate

With a “Fixed Mortgage Rate” you have a fixed monthly payment. When you rent, you have no control of monthly rent increases set by your landlord if you plan to remain in your lease over time.

2. You will build equity over time 

If you buy and plan on keeping your home long-term, you will build up equity over time. When you rent, you receive no equity. Basically, when you move out of a rental, you have no chance of earning money from the property you have been living in.

3. You may have tax advantages 

There are certain tax advantages you may get that are not available for renters. I am not a CPA, but I do recommend you speak with a local CPA to learn of the tax benefits of owning a home vs. renting because many of my clients can write off mortgage interest payments. You may qualify for that tax benefit too!

4. You never have to worry about the home selling 

Landlords can sell the home you are renting without conferring with you! When you own, you never have to worry about your Landlord deciding to sell the property you are living in and kicking you out once your lease is up.

5. You will not have pet restrictions

Do you have pets or breeds that landlords will not agree to? When you own, in most cases, you can own any type/breed of animal you wish.

6. You do not have to pay realtor fees 

When you buy a home, my fees to help you are paid by the seller of the home your purchase.

Posted in Buyers
Jan. 9, 2019

Planning for Closing Costs

Let's talk about closing costs associated with buying a home. You probably understand that you will need to have a down payment in order to close on your new home. Most likely, you have factored in this amount and have saved it or are currently saving for your “down.”  However, from our experience, many buyers we have worked with do not understand that there are other fees associated with a home buying transaction that go over and above the down payment.

To be sure you are prepared when the time comes, we wanted to provide you a list of some of the additional costs you need to be ready to have in hand. Possible fees are referred to as closing costs and/or pre-paids.

Some of these additional fees and costs may include: 

  • Lender Fees

  • Impounds

  • Taxes

  • Appraisal Fee

  • Credit Report Fee

  • Escrow Fee

  • Title Fee

  • Homeowner’s Insurance Fees

  • Homeowner Association Fees

  • Recording Fees

Though these fees may seem endless, take comfort in the fact these are normal in any home purchase transaction. If you are paying cash, lender fees will not apply.

You may be wondering how much additional money you should expect to have to close on your new home. Unfortunately, each property and transaction is unique and there is no way to provide an exact amount.

For instance, is some scenarios, you might be able to get the seller to pay for some of these fees. This would obviously change your out-of-pocket costs.
 
Are you interested in getting a better idea of what you should be anticipating for closing costs?  We can certainly help you with this! Give us a call and schedule a time to discuss. 

Posted in Buyers
Jan. 2, 2019

How to Save Searches on Our Website

Congratulations, you are searching for a home! Whether it is your first time or fifth time, figuring out how to optimize your home search is critical to a smooth and successful experience.

The best way to optimize your searches on our website is to add a bunch of saved searches. Then you will be notified if new houses are listed that fall into the criteria you provided.

Follow these simple steps to save your first search and then create a library of them to optimize your home search: 

1. Log into PursuingHomes.com

As a reminder, your login will be the email you registered with and the password will be the phone number you registered with. 

2. Click on the person icon at the top right

 This will show a snippet of your profile, along with any saved searches you may already have.  

3. Click on "Saved Searches"

Follow by clicking on the green button that says, "Start Search." Simply fill in the criteria you want in a home, i.e., the zip codes you want, the price range, the number of bedrooms and baths, etc. Once done, click "Search" at the bottom and it will pull up all the properties that meet your criteria. 

4. Don't forget to SAVE YOUR SEARCH 

Name it so you will remember what the search is about. Create as many different searches as you like. As soon as a new listing comes on the market you will be notified. Call or text me if it's a home you want to see or need more information!

Posted in Buyers
Dec. 12, 2018

Camp Fire Displacement Resources

If you or someone you know has been displaced by the Camp Fire in Butte County, our hearts go out to you. As members of a community not far from the devastation, we hope to help those still suffering in any way we can.

As the weeks go on since the containment of the fire, let us not forget the people still in need of resources and services. Whether you have personally been impacted by the fire, or are just looking for ways to help the relief efforts, check out the following resources:  

Resources for Victims

It will be our priority to assist anyone who contacts us due to the home displacement from this tragedy. We want to make looking for a new home under these circumstances as seamless as possible for you. 

Free Temporary Housing

Airbnb created a service that provides free temporary housing to fire victims. If you are in need of this service, find housing here

Home Search Advice 

Call (916) 517-2453 for advice or assistance in finding a home due to these circumstances. We will do all that we can to help you in this home search process. 

Available Homes 

The closest areas to Butte County in our region are Loomis, Lincoln, Rocklin and Roseville.

HOMES FOR SALE

Resources to Assist Victims 

We urge everyone in our community to keep these victims' needs in mind, and do your part to help support the restoration efforts. 

Donate

Monetary donations are reportedly the greatest need at this time. Please consider filling this need with one of the following organizations:

Volunteer

If you are able to make a trip to Butte County, please consider helping with the ongoing cleanup efforts. You can sign up with either of these organizations:

Temporary Housing

If you are able to voluntarily provide your home to fire evacuees for free, sign up as a host home here

Our hope is that these resources will help everyone come together and support the ongoing relief efforts for the Camp Fire. It's never too late to do your part! 

 

Posted in Community
Jan. 22, 2018

Sun City Lincoln Hills Adult Community

Sun City Lincoln Hills is an active adult retirement community that puts residents in a relaxed atmosphere amidst a gorgeous natural setting.

If you're in the market to buy a home in Lincoln that caters to the retirement community, this is a must-see! Check out the following details about Sun City that may help convince you to move here.  

Community Amenities 

Built in 1999, Sun City Lincoln Hills is the largest active adult community of its kind in the state of California. Similar to other properties by its builder, Del Webb, Sun City offers an impressive array of amenities, recreational opportunities, and all the conveniences of modern life.

The community consists of approximately 6,800 residences spread over 3,000 acres of beautiful natural landscape. Common sights include rolling hills, soothing creeks, preserved wetlands, and miles and miles of trails that run through the community.

Residents can enjoy leisurely walks, biking adventures, and brisk jogs as they take in the therapeutic scenery.

Recreational Clubhouses

Being an active community, Sun City Lincoln Hills includes two clubhouses that provide recreational activities for residents. 

Orchard Creek Lodge

The larger of Sun City Lincoln Hill’s clubhouses, Orchard Creek Lodge is a gargantuan 68,000 square foot recreational facility. The interior of the club features quality cherry wood, with floors laid with imported tiles. The clubhouse is divided into two main areas, the lodge and fitness center. The dining room at Orchard Creek Lodge encompasses a bar and full service restaurant.

This place of entertainment and relaxation is where neighbors can gather to wine, dine, celebrate, and play games. Highlights include a full-service restaurant and bar, sports bar, multi-purpose ballroom, solarium, communal living room, billiards room, computer room, and multi-purpose activity rooms.

Not to mention, the fitness center offers an indoor and outdoor pool, hot tub, fully featured exercise area, group exercise room, indoor walking track, and a wellness center.

Kilaga Springs Lodge

The smaller clubhouse is called the Kilaga Springs Lodge, boasting with 37,000 square feet of recreational bliss. It’s divided into three main areas: the social hall, the fitness center, and the spa.

As implied by its name, the social hall is for communal relaxation, entertainment, and engagement. Facilities include a library, presentation hall, demonstration kitchen, dance rooms, and multi-purpose activity rooms.

Over at the fitness center, one finds an indoor swimming pool, exercise studio, strength and cardio machines, and a free weights room.

In the mood for pampering and relaxation? Head over the the Spa at Kilaga Springs, where you’ll encounter multiple massage rooms, salon services, waxing services, and an LED light therapy room.

Homes For Sale

Sun City Lincoln Hills offers a wide variety of housing options with different prices and features. In total, there are 40 single story home plans. Square footage starts at around 1,020, and goes up to 3,068 for the largest properties.

In addition to single story homes, there are 80 villas divided among four floor plans. These range in size from 917 square feet to 1,714 square feet.

The cheapest homes start in the $200,000 price range and the more expensive are priced upwards of $1,000,000.

SUN CITY LINCOLN HILLS HOMES FOR SALE

Can’t find a home in Sun City Lincoln Hills that fits your needs? Give us a call or submit an inquiry to work with us and find your dream home. We're ready to serve you!

 

Posted in Lincoln
Dec. 29, 2017

Top 5 East Roseville Neighborhoods to Explore

East Roseville is a beautiful and tranquil area to consider if you are looking to buy a home in Roseville. Its convenient location has also made it a popular place to live. 

If you are considering a move to the Roseville area, check out East Roseville. We've provided some background info, along with our top 5 neighborhood picks for you below. 

Brief History 

East Roseville owes its formation to the completion of I-80 back in 1956. The new interstate provided easy access to an underdeveloped area.

Soon, many made their move from downtown Roseville to more serene areas in the east. Today, East Roseville thrives as a residential and commercial area with many popular neighborhoods.

Community Amenities 

Having I-80 along its western border gives residents easy access to all manner of services, businesses, and recreation. It's also surrounded by attractive communities including Granite BayRocklin, Citrus Heights, and Folsom.

With Folsom Lake just to the east, recreational opportunities are aplenty. With fishing, hiking, boating, camping, and swimming, there is no shortage of outdoor activities to participate in.

Top 5 Neighborhoods

More than anything else, East Roseville estate is popular for the easygoing and calm neighborhoods that make up this area.

They include gated developments with stately custom homes, condo developments with modern upgraded units, and open communities with spacious single family homes.

Here are a few of the more well known communities to check out: 

1. Stoneridge

Stoneridge is a gated community with mediterranean and contemporary style single family homes. Most were build between 2001 and 2015. 

Bedrooms range from 2 to 6 and bathrooms range from 2 to 5. The smaller homes go as low as 1,500 square feet of space. In contrast, the largest homes can include over 7,000 square feet of living space alone!  

Stoneridge is among East Roseville's more affluent communities, with prices ranging from $500,000 to over $1,000,000. 

2. Eastwood Park

Eastwood Park is among the more affordable areas in East Roseville. Its well established single family homes offer a cozy lifestyle in a pleasant setting.

Most of this neighborhood's single family homes are one story, with a majority of them including 2 to 3 bedrooms and 1 to 2 bathrooms. Typical features include hardwood floors, fenced yards, dual paned windows, and two car garages. 

Prices range from $300,000 to over $400,000. 

3. Meadow Oaks

Meadow Oaks is another one of East Roseville's more affordable neighborhoods. It's conveniently located near shopping centers, Maidu Park (shown on map above), and the freeway. 

Housing consists of spacious and modern single family homes. According to NextDoor, some of the reasons people move to Meadow Oaks its family friendly atmosphere and high walkability. With Linda Creek Nature Trails and the Strap Ravine Nature Reserve just a short drive away, it's a great community for outdoor enthusiasts. 

Most homes here fall within the $400,000 to $500,000 range. 

4. Johnson Ranch

The well established neighborhood of Johnson Ranch includes some of the most desirable East Roseville real estate. Homes in this neighborhood typically come with high end features. 

Some of the more popular features are gourmet kitchens, oversized homesites, walk-in master closets, large yards, built-in pools, hardwood floors, and media rooms. 

Home prices start in mid $400,000 range and go upwards of $700,000. 

5. The Phoenician

The Phoenician is a modern condo development off of Secret Ravine parkway, just east of I-80.

Units range in size from 750 square feet to 1,333 square feet. Bedrooms range from 1 to 3 and bathrooms from 1 to 2, with garages ranging from 1 to 2 spaces. 

Notable features include corian countertops, closet and garage organizers, laundry rooms, patios, and spacious master bedrooms. 

Prices start in the low $300,000 range. 

Contact Us

We are highly experienced and knowledgeable regarding East Roseville properties. Please give us a call or get in touch if you have any questions about the area or need assistance buying or selling a home. We'd love to speak with you! 

Posted in Buyers, Roseville
Dec. 10, 2017

Esplanade Condos in Folsom

Esplanade Condo Exterior

Many home buyers are attracted to condos for the conveniences they offer over single family homes. From their often urban locations to shared amenities and limited maintenance, condos come with many lifestyle advantages.

While the vast majority of Folsom housing consists of single family homes, there are some attractive condo options. For instance, the Esplanade Condos development in Folsom stands out for its spacious and modern units situated right next to the Empire Ranch Golf Club. 

Community Amenities 

These condos are conveniently located within walking distance to shopping, dining, and other services. It sits just east of Natoma Street, placing various commercial centers a short drive away.

Among the nearest is the shopping center neighboring Elvie Perazzo Briggs Park. Popular stores include Raley's, Peet's Coffee & Tea, Folsom Tap house, Black Bistro, and 99 Ranch Market. Other nearby services include banking, animal care centers, medical centers, auto care, and more. 

Outdoor Recreation

One of the most unique features of Esplanade Condos in Folsom is that they are situated just west of the Empire Ranch Golf Club. In fact, many units come with sweeping views of the club's high end golf course.

For golfers, the location could not get much better. Empire Ranch Golf Club provides an exceptional golfing experience with its 18 hole course. The club hosts numerous golf events on a monthly basis which are open to the general public. 

In addition to their proximity this popular golf course and various commercial services, Esplanade Condos puts residents just minutes away from diverse recreational opportunities. The Folsom Lake State Recreation Area is a very short drive north. Located at the base of the Sierra foothills, visitors can enjoy hiking, biking, camping, horseback riding, water-skiing, and boating.

For fishing enthusiasts, the lake is a natural habitat for trout, catfish, mouth bass, and perch. Just downstream from Folsom Lake is Lake Natoma - a popular site for aquatic sports like crew races, kayaking, kite surfing, and sailing.   

Condos for Sale 

Esplanade Condos come with many features and amenities that make them an attractive option for home buyers interested in convenience and comfort.

Units include a multitude of standard upgrades with broad appeal. These include designer tile, marble countertops, high end HVAC system, and hardwood flooring. Not to mention spacious bedrooms, 2-car garages with cabinetry, and shaded patios. Some of the most coveted units even feature sweeping golf course and nature views. 

ESPLANADE CONDOS FOR SALE


Keep an eye out for available homes above, and jump on the chance by contacting us or submitting an inquiry if you see one you like.

 

Posted in Folsom
Dec. 1, 2017

Luxury El Dorado Hills Homes for Sale

El Dorado Hills Luxury Real Estate

El Dorado Hills is a highly desired neighborhood with high per capita incomes, low crime, and robust economic growth. The housing market is very strong with a high proportion of luxury properties. These homes offer fantastic lifestyle opportunities for buyers who can afford to settle into this sought after community.

If you're in the market for a luxury home near Sacramento, El Dorado Hills should be a serious consideration. Learn more about this area below. 

Gold Rush History 

Like many communities in the greater Sacramento area, El Dorado Hills owes its formation to the mid 19th century California Gold Rush. Gold washed down the South Fork of the American River into the area now known as El Dorado Hills. Campers set up here to sift it, eventually being supplanted into farmland as camping settlements transformed into ranches.

Modern day El Dorado Hills is methodically designed into residential and commercial areas, taking shape in the early 1960's. Alan Lindsey began to develop it as a master planned community, envisioning a group of residential 'villages' situated strategically around commercial, public, and educational centers.

Community Amenities

In 1995, the Parker Development Company acquired 3,500 acres along El Dorado Hills' eastern boundary. The once empty tract of land became Serrano - one of the largest master planned communities in Northern California.

By 2000, population and commercial growth took off and development started on the Town Center Zone. This became a true downtown business area and local business parks experienced increasing levels of occupancy.

Today, the neighborhood stands a thriving residential and commercial area that attracts new residents from diverse places. This area includes a business park, golf course, public parks, first rate schools, large shopping centers, and small commercial spaces within each village. Above all, the plan emphasized plenty of outdoor space and plentiful recreational opportunities.

Homes for Sale

The exclusive neighborhoods that make up El Dorado Hills feature luxurious single family homes brimming with high end amenities. Residential developments include Bridlewood Canyon, Francisco Oats, Four Seasons 55+, The Village of Lake Forest, Serrano, The Promontory, and Sterlingshire.

These homes offer plenty of space and high end features. Bedrooms and bathrooms typically range between three and six, while square footage starts at around 3,200. Common amenities include covered entries, foyers, expansive rooms, fireplaces, balconies, gourmet kitchens, walk-in pantries, walk-in closets, large master bathrooms, and high ceilings. 

El Dorado Hills also includes a variety of multi-million dollar estates with spectacular amenities that truly set them apart. Among these amenities are multi-acre lots, fully featured guest houses, breathtaking views, open floor plans, hand carved architectural detail, chef's kitchens, home theaters, sauna rooms, multi-car garages, and glistening pools. 

Prices in this area start in the $700,000 range, with the most expensive homes falling well into the multi-million dollar range.

In the lower ranges, one finds more standard single family homes, but with plenty of high end details. In the higher ranges, one finds sprawling custom estates crafted to near perfection.

EL DORADO HILLS LUXURY HOMES FOR SALE

Check out available homes for sale in El Dorado Hills above. Our luxury property expertise extends throughout the region including Granite Bay. Give us a call or submit an inquiry if you're ready to find a home. 

 

Posted in Buyers, El Dorado Hills
Nov. 26, 2017

Luxury Granite Bay Homes for Sale

Granite Bay is an affluent community with a population of 20,402 as of the 2010 census. This primarily residential suburb sits between Roseville to the east and Folsom Lake to the west. Luxury homes for sale in Granite Bay are in high demand, as they offer rare lifestyle opportunities amidst a gorgeous natural landscape.

If you're in the market for a luxury home near Sacramento, Granite Bay should be a serious consideration. Learn more about Granite Bay below. 

Brief History

Granite Bay's roots extend all the way back to the 1850's, when the area was first settled by gold miners who set up camps along the American River. What is now called Auburn-Folsom Road was built to allow them to bring in supplies. Soon after, Whiskey Bar, Horseshoe Bar, and Rattlesnake Bar Roads followed to connect many settlements.

Once the gold miners established roads, water ditches, and other infrastructure, cattle ranchers began moving in. For the next several decades, Granite Bay remained a rural community, sparsely dotted with sprawling ranches.

Things changed in 1956 when the government condemned a major chunk of ranch land in order to fill the lake. Meanwhile, they subdivided remaining ranches and sold them to people moving in.

So Granite Bay transitioned into a residential development, and in 1987, local officials recognized it as "Granite Bay."

Community Amenities

In addition to its beautiful homes and stunning landscape, Granite Bay homeowners benefit from the great location. With high performing schools, bustling shopping centers, high end restaurants, and abounding recreational opportunities, Granite Bay is surrounded by everything you need to live splendidly.

Just east of Granite Bay is Folsom Lake, with plenty of opportunities for outdoor recreation. Activities include hiking, biking, camping, horseback riding, and boating. There are also plenty of designated fishing areas for catching trout, bass, perch, and catfish.

For cyclists, a 32 mile bicycle path connects Folsom Lake with various county parks, ending in Old Sacramento.

Luxury Homes for Sale  

Today, Granite Bay is a very affluent community boasting with sprawling luxury homes and a high quality of life for residents. Among its attractions are a great location, well thought out community plan, low crime rates, exceptional schools, and abundant recreational opportunities.

Unsurprisingly, it contains some of the Sacramento area's most exclusive properties. The community is well known for its luxurious custom estates, priced well into the multi-million dollar range and featuring an amazing array of amenities. These start around $800,000, with the most expensive listed upwards of $5,000,000.

Granite Bay's luxury estates boast an impressive list of attractive features. Things like multiple large bedrooms, multiple baths, generous square footage, and large lots.

Apart from these, residents enjoy many amenities that are unique to the area. Among them, maximum peace and privacy, private driveways, vineyards, full outdoor and indoor sporting courts, stunning panoramic views, and custom built pools.

GRANITE BAY LUXURY HOMES FOR SALE

Check out available homes in Granite Bay above. Here at Pursuing Homes, we excel in our knowledge and experience with Granite Bay luxury homes for sale. Give us a call or submit an inquiry to work with us. We're ready to serve you! 

 

Posted in Buyers, Granite Bay
Nov. 25, 2017

Ravello at Sorrento in Lincoln

Ravello at Sorrento Home

Ravello at Sorrento is a new master-planned community by Meritage Homes in Lincoln, featuring spacious single family homes in a convenient location. It's an ideal place for those who enjoy the quiet and tranquility of the suburban lifestyle. Moreover, it's a great community for raising families, as it provides a very safe environment for kids.

It sits in the southwest region of the city, just west of Highway 65, and a few miles north of Interstate 80. Relative to the general area, homes here fall into more affordable price ranges and offer plenty of great amenities.

Review more details about Lincoln below if you are interested in buying a home in the area: 

Single Family Homes For Sale

Buyers interested in Ravello at Sorrento single family homes will be pleased to find reasonably priced options featuring a wide range of attractive amenities.

Moreover, the neighborhood sits in an ideal location with easy access to many services. It's both a convenient and highly attractive place to call home.

RAVELLO AT SORRENTO HOMES FOR SALE

Pricing

Pricing is reasonable, especially in comparison to northern California communities in general. They start in the high $300,000 range, with the most expensive selling for approximately $450,000.

All homes available are currently in new condition. Higher priced homes have more space and a few extra features. However, no matter the price, every home is packed with considerable features and is move-in ready.

Amenities

Ravello at Sorrento does not disappoint. Everything from the homes' exterior design, interior design, kitchens, construction quality, and general comforts reflects professional attention to detail. 

Exterior

Notable exterior design features include beautiful elevations and stone accents, antique bronze exterior garage lights, fiberglass insulated doors, drought tolerant landscaping, and covered porches.

Interior

Interior design features include spacious rooms, ceramic tile floors, cultured marble countertops, LED surface mount lighting, paint-grade railing systems, ceiling fans, and rectangle under mount sinks.

Master Suite

The master suites truly shine with their spacious walk in closets, large bathrooms, chrome faucets, and private water conserving commodes.

Kitchen

Ample kitchens include slab granite countertops, nutmeg-stained maple cabinets, stainless steel appliances, large prep islands, garbage disposals, and double-bowl rectangular sinks.

Construction

There is much to appreciate with their construction, including industry leading spray foam insulation, high efficiency furnaces, perimeter drain systems, quiet flooring technology, 200 amp electrical service, and USB charger receptacles.

Contact us 

Here at Pursuing Homes, we excel in our knowledge of the local housing market, including Lincoln. Feel free to contact us and we will assist you with all your real estate needs. 

 

Posted in Community, Lincoln